Merchant-owned terminals
ATM processing for merchant-owned machines
You own the machine and load your own cash. We drive the terminal, settle the funds, and give you a portal that shows you exactly what happened without a phone call.
Reporting you can actually see
Most processing relationships are opaque by default: you find out what your machine did when the statement arrives. Ours is not. Transaction counts, surcharge totals, settlement status, and terminal health are visible in real time, on your own login.
That matters more than a few basis points on rate. An operator who can verify settlement against their own cash count on a Tuesday afternoon does not spend Friday reconstructing a month.
What is included
Terminal driving, settlement, surcharge and interchange remittance, key loading, compliance updates, and technical support.
Terminal ID transfers from an existing processor are routine. We handle the conversion and coordinate the cutover so the machine is not down for it.
Straight talk on rate
Interchange is set by the networks, it is materially lower than it was several years ago, and it varies by region. Anyone quoting you a fixed national number is guessing or shading. We quote against your actual volume and tell you what the components are.